In reply to Tonya Cox.

Did the collection agency secure a judgment against you or are they calling to collect on the debt and saying they plan to seek a judgment? You may want to consult a debt collection attorney to learn or your best recourse and whether you have a claim under FDCPA. More here:

http://blog.credit.com/2012/01/creditor-gets-a-judgment-against-you-now-what-51696/

What Are Debt Collection Laws? For Instance, Can a Debt Collector Call You at Work?

Thanks,

Jeanine

Source: credit.com