Category: Real Estate

Say Farewell to Shag Carpet—Family Tackles 1970s Time Capsule Makeover

Jacksons Time CapsuleDustin McKibben

A Florida family has embarked on a wild ride to bring a 1970s time capsule in Indiana into the 21st century.

On a whim, they bought a vintage gem in Fort Wayne, IN, covered top to bottom in shag carpet, after seeing it online. It was our most popular home of the week in early December and garnered hundreds of thousands of views—the Jackson family among them.

How the time capsule was won

“So we weren’t actually looking for a home to buy,” says Alysha Jackson, who lives in Clermont, FL, with her husband, Nate, two toddlers, and a rescue dog, Ingrid.

“We have a home there and we love it,” she says. “We had talked about getting into real estate one day, but it wasn’t really on our radar yet. Then this house went viral.”

Nate saw the house online and came in with his computer to show the listing to Alysha.

“He’s like, ‘Hey, don’t shut this down right away, but what if we put in an offer on this house?’” she says.

“Usually, I’m the skeptical one, but I just looked at it and had this gut feeling, and I said, ‘You know what? I actually love it. Let’s put in an offer.’”

Interior of home in Fort Wayne, IN

Dustin McKibben

Interior

Dustin McKibben

Bathroom

Dustin McKibben

Like everyone who laid eyes on the photos, Nate and Alysha first spotted the colorful carpet. The deep shag is hard to miss: It’s everywhere, even on some of the walls.

Alysha says her first reaction was: “Whoa, that’s a lot of shag carpet!” Then, she noticed how much potential the house had.

“I kind of envisioned what it could look like with some renovating,” she says. “We’re staying thing true to the vibe of it and the time period, but we have to update it.”

Aftermath of Christmas

Jackson family

Door

Dustin McKibben

Jackson family

Dustin McKibben

The Jacksons journey back in time

Just a few weeks after putting in their offer, the two former teachers, who now sell on Amazon, packed up their family minivan (including Christmas presents) and headed north. Their work offers them the freedom to work where they choose.

Since then, the family has been living bare-bones in the house, with just a few mattresses and other essential items. They have decided to live in the home as is for a while.

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Watch: Listing Agents Answer Our Burning Questions About the ‘Silence of the Lambs’ House

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“We wanted to just stay in it a little while before changing anything, because we just wanted to get a feel for the house before we just came in and made sweeping changes,” Alysha Jackson explains.

“I’m so glad we did, because we actually changed a lot of our designs based upon actually living in the home for a little bit first.”

Most importantly, they staged a 1970s-style photo shoot.

Interior

Dustin McKibben

Enjoying the view

Jackson family

Even Ingrid, the dog, seems to have settled in.

“She has a spot in the house where she can see the entire yard, thanks to the surrounding sliding doors and windows,” Jackson says.

“Ingrid was so sad when she saw us packing the van for our trip here, but literally jumped up and down when we got the leash out and she realized she was coming with us on the trip.”

Kitchen

Dustin McKibben

Kitchen

Dustin McKibben

Kitchen

Dustin McKibben

The former owner of the house, James Sherbondy, a retired architect, designed the home as his family’s personal residence. It was occupied until just a few months ago, so everything inside was in working order.

“We walked in, brought in our stuff, and used the fridge. The bathrooms were functional. It was pretty great,” Jackson says.

Everything in the kitchen works, and the cabinets are in good shape. However, the layout may not work for the family, she adds.

Lower level

Dustin McKibben

Lower level

Dustin McKibben

Lower-level bathroom

Dustin McKibben

Lower-level bathroom

Dustin McKibben

The family made some immediate changes for safety reasons and are currently living on the lower level. They’re tackling that and the main level first, and leaving the upstairs master bedroom and bathroom for last.

A bathroom with green counters and blue sink will ultimately meet its demise, but the Jack-and-Jill style entry is staying.

“The more we see, the more we want to keep, which is kind of funny,” Alysha says. “Before, we didn’t really know too much about ’70s style, and we didn’t know too much about midcentury modern even. But the more I talk with people and more research I do on my own, the more I see the beauty and the value in it, and so I want to keep that style in the home.”

Stairs

Dustin McKibben

Toddler-proof stairs

Dustin McKibben

The Jacksons have sought input from a number of experts on the Instagram account they started for their rehab project. They had hopes of reaching 10,000 followers by the summer. As of now, they’ve blown past their goal and have over 30,000 folks tracking the renovation journey.

“I just love sharing projects with people. When we did a ’70s photo shoot, we thought it would be really fun to share these. We had no idea it would go viral as quickly as it did,” Jackson says. “It’s been really fun to share what we’re doing with people, and we’ve gotten so much great input.”

Lower level

Dustin McKibben

Lower level

Dustin McKibben

The carpet can’t stay

Sadly, for lovers of colorful floor coverings, the carpet is one of the first things that’s going to go.

“There’s literally carpet in every single room, including the bathrooms. It’s everywhere and it’s 50 years old. From what we know, it is original to the home,” Jackson says.

She added that there are stains in several places, and it doesn’t smell particularly great, especially in the bathrooms.

Eventually, there will be new flooring in many of the rooms and tile in the bathrooms. But the carpet won’t vanish completely.

“I am going to be making an art piece of the different carpet colors,” she says. “There’s about four or five different colors in the home, and we just want to keep a piece of each. I’m going to cut some out from each color—deep-clean it, of course—and then create some sort of art piece with it to hang in the house on the wall.”

Master bathroom

Dustin McKibben

Master bathroom

Dustin McKibben

People on social media had a lot to say about the carpet-bedecked bathtub in the master bedroom. The tub has purple tile and no curtain. For now, it’s the only bathtub in the house, so the kids need to take their baths there.

Jackson says the tub is super clean, but the trick for the couple is to keep the children from enjoying their time on the floor.

“To them, it’s like a big towel,” she adds. The first time their son took a bath, she says, “He got out of the tub and started rolling on the shag carpet.”

Fireplace

Other modifications on the way

Back on the main level, the dramatic floor-to-ceiling fireplace will stay—but with some modifications for safety.

Wood paneling and accents

Dustin McKibben

Some of the wood paneling and carved accents throughout the house will also remain.

“I stare at the wood every day. I think that’s maybe my favorite part of the house,” Jackson says.

Some people on Instagram say the carved wood might be by an artist named Ackerman, and the Jacksons are trying to verify that.

“It’s the first thing you see when you walk in the home on the door,” Alysha says.

Work time

Jackson family

Life outside the box

The Jacksons rehabbed their Florida house, so a huge project isn’t entirely new for them and they have some family support nearby. Both Alysha and Nate are from Indiana, and much of their family still lives there. While some close to them were surprised by the somewhat impulsive purchase, they weren’t shocked.

“We kind of joke with people that Nate and I are ‘Go big or go home’ people. We kind of live life outside the box, so they were excited for us,” Jackson says.

Some relatives thought they were crazy, she adds, but changed their minds when they saw how beautiful the home is—and they’re especially excited that the family will be closer to them.

For now, the family plans to split time between the two homes and rent the other one as a vacation rental.

We’ll be tracking the process of this time capsule transformation and can’t wait to see what’s next.

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A post shared by Alysha and Nate Jackson (@thejacksonfi)

The post Say Farewell to Shag Carpet—Family Tackles 1970s Time Capsule Makeover appeared first on Real Estate News & Insights | realtor.com®.

Source: realtor.com

Did You Know that Amazon Has a Secret Luxury Site?

Amazon’s best-kept secret is out. VRSNL, (short for “versional”), has been quietly selling luxury fashion items since September 2019. A total of 30 designers are currently on the VRSNL roster, including Alexander McQueen, Balmain, Prada and Jimmy Choo. What distinguishes VRSNL is a section called “The Remix,” which features original editorial content that tells stories behind the brands and designers. The retailer also has an app, which allows today’s trendsetters to shop wherever, whenever.

The post Did You Know that Amazon Has a Secret Luxury Site? first appeared on Century 21®.

Source: century21.com

8 Money-Saving Tips for Improving Your Bathroom’s Design

I don’t know about you, but for me, a bathroom goes well beyond its practical uses; within the past years, I’ve come to think about it as a sanctuary of sorts, that room of the house that’s dedicated to pampering, relaxing, and deconnecting — a place where I can enjoy some alone time and use that alone time to take care of my skin, hair, body, and mind.

And just like any other space in my house, the more beautiful my bathroom is, the more I can enjoy the time I spend in it. But re-designing a bathroom or remodeling it altogether is quite an investment. That’s why today we’re going to look at a few handy ways in which we can improve our bathroom’s design without having to spend a ton of money in the process. Here are some tips to help you maximize your bathroom’s function and style while saving money — both on the short and long run:

#1 Choose décor materials wisely

When designing your bathroom, one of the most important things to take into consideration is choosing the right materials. And I’m not talking about the tile (which we all know ceramic is the way to go); but rather furniture and appliances. Since this space is expected to be exposed to water, humidity, and moisture, it’s best to use waterproof materials for all furniture, décor items, and appliances.

For example, solid wood or plywood may not be a good choice for furniture, as it will likely warp and crack (and it can even lead to mold). Instead, a way better — and longer-lasting — choice would be PVC, which is extremely durable, completely waterproof and offers a great look and feel as well for bathroom cabinets. When buying blinds for your bathroom windows, choose waterproof blinds because they are stain and mold resistant, as well as fade-free. When picking appliances, make sure to avoid any metal that might rust, and preferably stay away from plastic; some of your best choices are brass, stainless steel, and zinc (or zinc alloys), as they stand the test of time and add a note of style to your bathroom.

Overall, focus on materials that can withstand humidity and water. This way, you don’t have to spend money replacing them and you can rest assured that your bathroom will maintain its clean and brand-new look over the years.

#2 Widen and brighten your space with mirrors

Instead of adding a skylight or a new window to brighten a rather gloomy bathroom (which would call for a pricy renovation), consider using a large mirror, re-painting your walls in a light color, or adding extra light fixtures. These can all help create the illusion of space, making your bathroom look wider and brighter. Obviously, this technique is much more affordable than having to install an additional window to your bathroom space and you’d be surprised at how much of a difference adding a large mirror can make.

If you feel like you don’t have the space to add an additional mirror to your bathroom, consider replacing the mirror above your vanity with a far larger one. Bonus tip: choosing an unusual shape or a unique frame for the vanity mirror (like the one in the image below) can give an impressive look to your bathroom, and act as the centerpiece of the room.

bathroom vanity with large, unique mirror

#3 Update by regrouting

If you’re looking to update your bathroom quickly and on a tight budget, consider replacing the existing tile grout. Regrouting is a two-step manual process by which you first remove the hardened old grout from the seams, or joints, between the tiles in your bathroom, then apply fresh new grout to make it seem like you have just installed your tiles (here’s a full walkthrough of the process). You’d be surprised how big of a difference this fairly simple update can make — especially since tiles rarely show signs of wear and tear, but the grout’s initial color fades away, and often gives a sense that it’s dirty, discolored and old.

This idea works best if the tiles in your space are still in great shape, that is, they don’t have cracks or missing pieces. Although it may take a bit of work, it’s surely faster and cheaper than a major bathroom overhaul. Fresh grout will make the tiled area look brand new, and you can even apply a new grout color to make a more dramatic change to your bathroom. 

pink bathroom tiles

#4 Get creative with designer tiles

Now, if you’re looking to add a splash of sophistication to your shower or bathroom tiles, but don’t have the budget to splurge on designer tiles, there’s a super easy trick you can turn to: use regular, budget friendly tiles across the walls of your bathroom, then add a pop of design and color in a small area using more expensive designer tiles. 

Or, you can keep it simple and use classic tiles, but arrange them in an unusual pattern or install them at an angle to create an eye-catching effect. If you’re looking for the maximum effect, create an accent wall (preferably right where either the shower or bathroom vanity go, to highlight that space), like the one pictured below. It won’t cost as much as replacing all of your bathroom tiles, but will definitely give your space a great, updated look.

bathroom shower tiles

#5 Try to avoid current trends

We all like to think that we’re aligned with the latest trends and fads. But the truth of the matter is, the best way to waste money is to follow fads that in a couple of years will seem so outdated that you’ll feel the need to renovate your bathroom all over again. You can make your design last way longer if you’ll use natural finishes and neutral colors.

Classics also tend to be considerably less expensive than their trending counterparts, and they’re much more likely to stand the test of time. See below for a marble-themed bathroom that was all the rage a few years back, but that seems a little out of place in the more minimalist-inclined era that we live in today.

marble bathroom with gold fixtures

#6 Use traditional finishes

This goes hand in hand with our last point: using fancy fixtures and embellishments on your faucets and cabinet hardware may seem like a good way to add some personality, but they can turn out to be rather costly without having the desired effect over the years. These kinds of fixtures are pricier than standard ones and their unusual colors, trimmings, and shapes can be more difficult to match with the rest of the décor — and limit any improvements you might decide to make in the near future.

Because of this, you may be forced to buy new coordinating pieces, too. However, if you’ll stick with traditional finishes, it will be simpler for you to create a cohesive look while still sticking to your budget. 

bathroom sink and fixtures

#7 Re-use old furniture to create a unique look

If you have an old desk, table, dresser, or TV stand, consider using it in your bathroom (provided it can withstand humidity and isn’t easily prone to water damage, as we’ve stated above). Repurposing old furniture will give you a chance to show your personality while adding much-needed bathroom storage. Consider doing this as a DIY project, which can help you save money while also being earth-friendly. 

Not sure how to fit old furniture with your bathroom décor? Repurposing doesn’t mean using the piece of furniture in the same way it was intended by its makers; so you can get as creative as you want, by say turning an old desk into a vanity, parts of a table into shelves, an old painting frame into a mirror frame, you name it. See below for a great example of how this stunning bathroom with matching his and hers vanities uses old crates to frame the bathtub.

elegant bathroom with matching his and hers vanities

#8 Refinish rather than replace

Replacing bathroom elements will usually require removing or replacing plumbing fixtures, which comes with additional costs. It can also involve construction changes, demolition work, and new installation. Before deciding on replacing any of these fixtures, determine if they really need replacement. If you’re replacing them for aesthetic reasons, you might have the option to refinish them instead of replacing them altogether. 

For example, you can refinish your old tub with a nice-looking, protective coating instead of completely replacing it. You can also paint your cabinet anew instead of purchasing a new one — and you can even get creative with the color you use. Check out this elegant bathroom below, whose owners chose to refinish the bathtub and paint it in a slight pinkish hue. Isn’t it just lovely?

pink bathtub in elegant bathroom

Final thoughts

The bathroom is one part of the house that needs some upgrading every now and then, and said upgrades can turn out to be quite expensive. However, with some rather small, but well-thought changes, you can spruce up your bathroom design without spending a pretty penny. And if our suggestions are not to your liking, there’s tons of helpful resources out there that can give you some great ideas to get you started.

More interior design tips

Here’s Everything You Need to Set Up a Meditation Corner in Your House
How to Turn Your Kitchen Into Every Coffee Lover’s Dream
Design Trends that Add Extra Flair to Your Fancy Home
How to Add a Touch of Luxury to Your Home without a Costly Renovation

The post 8 Money-Saving Tips for Improving Your Bathroom’s Design appeared first on Fancy Pants Homes.

Source: fancypantshomes.com

Charming Estate With Ties to The Beatles On the Market in Connecticut

A gorgeous, sprawling Connecticut estate with ties to The Beatles, Prudence Farrow, and the Gershwin brothers is up for sale in Westport for $9 million. 

The seven-bedroom, eight-bathroom, 9,360-square-foot property at 157 Easton Road, also known as River Run Estate, is being marketed by Compass’ Susan Vanech. It was originally built in 1955, and completely renovated in 2020, pairing old-school charm with modern-day amenities. 

The marketing for the resort-style estate is inspired by John Lennon’s ‘Imagine,’ as a reflection of the home being restored and getting a new lease on life. But there is also another, far more fascinating connection to The Beatles. 

Westport, CT home with ties to The Beatles. Image credit: Compass

Their song ‘Dear Prudence’ was based on Mia Farrow’s sister Prudence Farrow, who fell into a deep depression during her teenage years after her father’s sudden passing. John Lennon and George Harrison, who were in the same social circles as Prudence, wrote the song to help lift her spirits — and it ended up becoming a massive hit. 

At the time, Prudence Farrow was living at the River Run Estate, and in her memoir, she describes hiking in the woods near the property, canoeing, skating on the pond, and playing with the neighborhood kids.

Back when Prudence resided at 157 Easton Road, the property was owned by violinist and photographer Leopold Godowsky Jr., and his wife Frankie Gershwin, younger sister to George and Ira Gershwin (the songwriting team whose songs were synonymous with the sounds and style of the Jazz Age). The frequent parties and gatherings at River Run Estate are said to have maybe inspired some of the Gershwins’ most popular compositions. 

The estate is the epitome of relaxed, outdoorsy Connecticut living, featuring personal tennis courts, a home gym, and access to the river waterfront with waterfalls to canoe, paddle, or swim.

river run estate in connecticut
Westport, CT home with ties to The Beatles. Image credit: Compass
Westport, CT home with ties to The Beatles. Image credit: Compass
Westport, CT home with ties to The Beatles. Image credit: Compass

There are also plenty of walking and hiking trails, as well as a pool and spa with a steam room. The outdoor area also includes a river house and a greenhouse, so the property would be an ideal fit for someone who loves the outdoors and enjoys being in nature year-round. 

Inside the property, there is an exquisite owner’s suite, as well as separate guest quarters for when friends or family come to visit. The home incorporates quiet offices, perfect for a work-from-home setup, a spacious dining room, multiple fireplaces, and fantastic views. 

Westport, CT home with ties to The Beatles. Image credit: Compass
Westport, CT home with ties to The Beatles. Image credit: Compass
Westport, CT home with ties to The Beatles. Image credit: Compass
Westport, CT home with ties to The Beatles. Image credit: Compass
Westport, CT home with ties to The Beatles. Image credit: Compass
Westport, CT home with ties to The Beatles. Image credit: Compass
Westport, CT home with ties to The Beatles. Image credit: Compass

Keep reading

A Charming Home Featured on HGTV’s ‘Property Brothers’ is Looking for New Owners
Shigeru Ban-Designed Home in Sagaponack, NY is the Prized Architect’s Only Project in the Area
New Jersey’s Gloria Crest Estate, Once Home to Hollywood Silent Film Starlet, Is on the Market
These 5 Unique Listings Will Remind You of Everything that Makes NYC Real Estate Special

The post Charming Estate With Ties to The Beatles On the Market in Connecticut appeared first on Fancy Pants Homes.

Source: fancypantshomes.com

Here’s Why a Womb Chair is the Perfect Addition to Your Interiors

Regardless of the direction you plan on taking with your overall home design, the color scheme, furniture and accents will all play a major role in creating that spotless look you’re going for. One element that can help you bring everything together is a carefully picked accent chair — which is one of the quickest ways to create a focal point. A beautiful piece of furniture will draw your eye as soon as you walk into the room or complement the space in a way that highlights the rest of its features. And when it comes to nice chairs, both modern and traditional styles offer

Source: fancypantshomes.com

Kitchen Cleanup Checklist: A Daily, Weekly, and Monthly Breakdown of Tasks

Many lines have been written on the importance of cleanliness and household chores (remember that iconic speech by U.S. Admiral McRaven, urging us all to make our beds in the morning?) and the role they play in maintaining our mental and physical health.

And since we now see ourselves in a position to spend far more time in our homes (whether we want to or not), we can think of no better time to circle back on this subject, and focus on what’s arguably the first room of the house to get messy: the kitchen.

Naturally, with more of our family members inside, our kitchens are bound to become dirtier and more cluttered. And while there’s no way we’ll reach that perfect, Mr. Clean sparkling kitchen anytime soon (and you definitely shouldn’t feel the pressure to take it to that extreme), keeping your kitchen tidy and clean can have positive effects on your state of mind, especially during these troubling times.

According to a 2010 study published in The Personality and Social Psychology bulletin, higher levels of the stress hormone cortisol were observed in women who felt that their homes are cluttered and who had lots of unfinished projects around the house.

That’s why it’s vital to keep your house clean to reduce stress levels and help you feel more relaxed and comfortable at home. In addition to reducing stress, maintaining a healthy cleaning regimen for the home also makes you more productive, helps you sleep better, and protects your family from illness-causing bacteria and pathogens.

However, maintaining a clean home is easier said than done. This is especially true when it comes to the kitchen. And that’s because the kitchen requires more attention than any other room in your house, especially if you have more family members and young children. After every meal, there are spills that need to be cleaned, dishes and utensils to be washed, and lots of tidying up to do. Not to mention that if any dirt or spills are left unattended, there may be a buildup of bacteria that poses a significant health risk for your family. After all, this is the room where we keep all of our food.

Maintaining a clean kitchen requires a systematic approach, and that’s why it is vital to create a kitchen cleaning checklist. Taking a structured approach to your kitchen cleaning will ensure no cleaning task skips your mind and your kitchen is spotless at all times — without making you feel overburdened by all the chores that comes with kitchen maintenance.

Read on to find out what to include in your kitchen cleaning checklist and the tasks that you should schedule on daily, weekly, and monthly basis — so that you don’t feel all the tasks weighting on you without having a clear plan to address them.

#1 Tasks to include in your daily kitchen cleaning list

To ensure that food is not contaminated during preparation, and that your family enjoys meals in a clean and safe environment, there are a few cleaning tasks that must be carried out daily. Don’t worry, they’re not the type that take hours to get out of the way, but they’re crucial to keeping a clean kitchen. Here are the things you should watch for on a daily basis:

  • Cleaning spills on counters, tables, floors, and appliances as soon as they occur
  • Washing dirty dishes immediately after meals
  • Emptying the dishwasher and dish drainer as needed
  • Putting everything back in their rightful place after usage (think condiments, cooking ingredients, pans and pots, and utensils)
  • Checking fridge and kitchen counters for expired/spoiled food and throwing them out if you suspect they might have gotten bad
  • Sweeping the floor whenever something gets spilled
  • Cleaning the sink with a multi-purpose cleaner so that bacteria doesn’t get a chance to form
  • Removing items that don’t belong in the kitchen (like the kids’ toys)
  • Taking out the garbage

Making a habit out of these tasks will ensure that your kitchen is always tidy and will make your weekly and monthly cleaning easier.

Something else that might help, but that might need some advance planning, is choosing an easy to clean and maintain countertop material, which will also reduce your workload. Quartz is not only easy to clean, but is also visually stimulating. Read more information on kitchen countertops to understand why quartz may be a good choice for your kitchen and to find good alternatives that are easy to keep clean.

#2 Tasks for your weekly kitchen cleaning list

Depending on your weekly schedule, pick a day to schedule your weekly kitchen cleaning. Setting a specific day is the first step to ensure you do not bail on your weekly kitchen cleaning checklist — and it really doesn’t have to be in the same day you clean up the rest of your house. Having a separate schedule for the kitchen makes sense, and will allow you to spend more time on this crucial room of the house.

For your weekly kitchen cleaning, you’ll want to go a bit deeper into it than you do on your regular daily cleaning routine. Tasks to include in your weekly kitchen cleaning checklist are:

  • Mopping the floor (if you have small children or pets — or just a clumsy husband, like me — you may need to do this more often)
  • Cleaning the exterior of appliances thoroughly 
  • Sorting out leftovers in the fridge and throwing away those that have stayed too long
  • Cleaning off smudges and fingerprints from drawers and cabinets
  • Cleaning your dishcloths and towels
  • Cleaning and disinfecting the sink and faucets
  • Cleaning the interior of your microwave
cleaning the kitchen drawers

#3 Tasks for your monthly kitchen cleaning list

If you are thorough with your daily and weekly kitchen cleaning, you’ll breeze through your monthly cleaning. Monthly cleaning should be set for the first or last week of the month to make it harder for you to skip it, and should cover some essentials that don’t need to be checked on as regularly as the other items on our list.

Monthly kitchen cleaning tasks can include, depending on your home setup:

  • Checking your pantry to see what needs to be tossed out and which items should be restocked
  • Checking the freezer to see if there are any items that should be eaten soon, and those that need to be thrown or restocked
  • Cleaning the oven and stove
  • Cleaning your refrigerator and disinfecting the drip pan
  • Targeting the dirt and crumbs that hide between cabinets and floors during your daily and weekly cleaning
  • Dusting light fixtures as well as cabinets and the refrigerator
  • Cleaning the dishwasher and dish drainer drip pan
  • Spot-cleaning grout
julia-child-house-kitchen

General tips to make kitchen cleaning easier

There’s nothing more daunting than cleaning a kitchen that’s been neglected for some time. So that you’ll never have to face this challenge, follow the following tips:

  • Create visual checklists with your daily, weekly, and monthly kitchen cleaning tasks — use our suggestions above to create your own, personalized list with areas that require more attention in your household
  • Post your checklists in a visible place and encourage other members of the family to take cue on the things that have to be done on a daily basis
  • In fact, you could take things a step further and assign minor tasks to different family members
  • Make a habit of dealing with spills immediately and sweeping the floors each meal

Keeping your kitchen clean and safe for your family begins with healthy cleaning habits and a good tidying up regimen. Create a system that works for you and put it in a checklist so that you can keep your mind off all the things that need to be done, and instead, enjoy your time at home with your family.

Keep reading

These Luxury Bar Stools will Take Your Kitchen to the Next Level
The Importance of Housekeeping for a Comfortable Home
5 Types Of Home Improvement Permits You Should Know About
Pergolas – A Pleasing Addition to Your Outdoor Living Space

The post Kitchen Cleanup Checklist: A Daily, Weekly, and Monthly Breakdown of Tasks appeared first on Fancy Pants Homes.

Source: fancypantshomes.com

15-Year vs. 30-Year Mortgages: Which is Better?

Once you decide to become a homeowner, it’s likely that you will need to take out a mortgage to purchase your new home. While the conclusion that you need a mortgage to finance your home is usually easy to arrive at, deciding which one is right for you can be overwhelming. One of the many decisions a prospective homebuyer must make is choosing between a 15-year versus 30-year mortgage.

From the names alone, it’s hard to tell which one is the better option. Under ideal circumstances, a 15-year mortgage mathematically makes sense as the better option. However, the path to homeownership is often far from ideal (and who are we kidding, under ideal circumstances we’d all have large sums of money to purchase a house in cash). So the better question for homebuyers to ask is which one is best for you?

To help you make the most informed financial decisions, we detail the differences between the 15-year and 30-year mortgage, the pros and cons of each, and options for which one is better based on your financial priorities.

The Difference Between 15-Year Vs. 30-Year Mortgages

The main difference between a 15-year and 30-year mortgage is the amount of time in which you promise to repay your loan, also known as the loan term.

The loan term of a mortgage has the ability to affect other aspects of your mortgage like interest rates and monthly payments. Loan terms come in a variety of lengths such as 10, 15, 20, and 30 years, but we’re discussing the two most common options here.

The Difference Between 15-Year Vs. 30-Year Mortgages

What Is a 15-Year Mortgage?

A 15-year mortgage is a mortgage that’s meant to be paid in 15 years. This shorter loan term means that amortization, otherwise known as the gradual repayment of your loan, happens more quickly than other loan terms.

What Is a 30-Year Mortgage?

On the other hand, a 30-year mortgage is repaid in 30 years. This longer loan term means that amortization happens more slowly.

Pros and Cons of a 15-Year Mortgage

The shorter loan term of a 15-year mortgage means more money saved over time, but sacrifices affordability with higher monthly payments.

Pros

  • Lower interest rates (often by a full percentage point!)
  • Less money paid in interest over time

Cons

  • Higher monthly payments
  • Less affordability and flexibility

Pros and Cons of a 30-Year Mortgage

As the mortgage term chosen by the majority of American homebuyers, the longer 30-year loan term has the advantage of affordable monthly payments, but comes at the cost of more money paid over time in interest.

Pros

  • Lower monthly payments
  • More affordable and flexible

Cons

  • Higher interest rates
  • More money paid in interest over time

15-Year Mortgage

30-Year Mortgage

Pros

• Lower interest rates
• Less money paid in interest over time
• Lower monthly payments
• More affordable and flexible

Cons

• Higher monthly payments
• Less affordability and flexibility
• Higher interest rates
• More money paid in interest over time

Which Is Better For You?

Now with what you know about the pros and cons of each loan term, use that knowledge to match your financial priorities with the mortgage that is best for you.

Best to Save Money Over Time: 15-Year Mortgage

The 15-year mortgage may be best for those who wish to spend less on interest, have a generous income, and also have a reliable amount in savings. With a 15-year mortgage, your income would need to be enough to cover higher monthly mortgage payments among other living expenses, and ample savings are important to serve as a buffer in case of emergency.

Best for Monthly Affordability: 30-Year Mortgage

A 30-year mortgage may be best if you’re seeking stable and affordable monthly payments or wish for more flexibility in saving and spending your money over time. The longer loan term may also be the better option if you plan on purchasing property you couldn’t normally afford to repay in just 15 years.

Best of Both: 30-Year Mortgage with Extra Payments

Want the best of both worlds? A good option to save on interest and have affordable monthly payments is to opt for a 30-year mortgage but make extra payments. You can still have the goal of paying off your mortgage in 15 or 20 years time on a 30-year mortgage, but this option can be more forgiving if life happens and you don’t meet that goal. Before going this route, make sure to ask your lender about any prepayment penalties that may make interest savings from early payments obsolete.

Best of Both- 30-Year Mortgage with Extra Payments

As a prospective homebuyer, it’s important that you set yourself up for financial success. Fine-tuning your personal budget and diligently saving and paying off debt help prepare you to take the next steps toward buying a new home. Doing your research and learning about mortgages also helps you make decisions in your best interest.

When picking a mortgage, always keep in mind what is financially realistic for you. If that means forgoing better savings on interest in the name of affordability, then remember that path still leads to homeownership. Try out these budget templates for your home or monthly expenses to help keep you on a good path to achieving your goals.

Sources: Consumer Financial Protection Bureau

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